Mortgage Solutions for Buyers, Homeowners, and Investors
Florida Home Loans & DSCR Loans in 39 States
Whether you’re buying a home, refinancing, tapping equity, planning retirement, or growing your investment property portfolio, we’ll tailor the right loan for your goals.
Purchase
Find your place in Florida with financing options that fit your needs. We’ll help you explore your choices and guide you from pre-approval review through closing.
Explore Options →Refinance
Could your mortgage be a better fit? Explore options to adjust your payment, change your loan term, or access equity—with help understanding the costs and potential benefits.
Explore Options →HELOC | Second Mortgage
Put your available home equity to work without replacing your first mortgage. Explore options for home improvements, larger expenses, or debt consolidation.
Explore Options →Reverse
Explore another way to use your home equity in retirement. We’ll help you compare traditional reverse mortgages, proprietary programs, and reverse second-mortgage options.
Explore Options →DSCR (Investor Loans)
Building your rental portfolio? Explore financing based on your property’s rental income rather than personal income, with options for eligible investment properties across 39 states.
Explore Options →Residential Mortgages & Investor Financing, Tailored for You
- Trusted & A+ Rated: Accredited by the Better Business Bureau for reliability.
- Diverse mortgage options: Conventional, FHA, VA, Reverse Mortgages, Jumbo, Non-QM Loans, HELOC | Second Mortgages, and DSCR Loans.
- Personalized service: Tailored solutions to fit your unique needs.
- Proven track record: A reputation built on trust and experience.
The Select Home Loans Difference
At Select Home Loans, we believe a mortgage should come with personal attention. That means direct access to a knowledgeable, licensed mortgage loan originator who listens, answers your questions, and helps you feel comfortable with your choices.
Headquartered in Daytona Beach, we help buyers and homeowners throughout Florida explore home purchase and refinance options, including conventional, FHA, VA, USDA, jumbo, and non-QM loans, along with HELOCs, second mortgages, and reverse mortgages. We also arrange business-purpose DSCR loans for eligible investment properties across 39 states.
Our relationships with multiple lending partners allow us to compare available programs, rates, costs, and loan requirements with your goals in mind—whether you’re buying your first home, planning your next move, or growing your rental portfolio.
With more than 30 years of combined industry experience, BBB accreditation, and an A+ rating, our team brings knowledge and care to every conversation. From your first question through closing, we’re here to help you feel informed and supported.
Frequently Asked Questions
Where is Select Home Loans located?
We’re headquartered at 1616 Concierge Blvd, Suite 100, Daytona Beach, Florida 32117. Call us at (888) 550-3296.
What states do you operate in?
We arrange consumer home loans for Florida properties and business-purpose DSCR loans for eligible investment properties in 39 states.
Our current business-purpose DSCR coverage excludes properties in Arizona, California, Idaho, Michigan, Minnesota, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont. Availability in other states is subject to lender and program approval.
Contact us to confirm eligibility for your property’s location.
Is Select Home Loans a lender or a mortgage broker?
Select Home Loans, LLC holds a Florida Mortgage Lender license and currently operates as a mortgage broker. We arrange financing through a network of lending partners, which can give you more loan options to compare than working with a single lender. Our team helps you understand the rates, costs, and requirements so you can choose with confidence.
Are you BBB accredited?
Yes. Select Home Loans is accredited by the Better Business Bureau and has an A+ BBB rating.
How do I get started?
Call (888) 550-3296 or click “Get My Quote” to request a free, no-obligation mortgage quote. We’ll discuss your property, financing goals, and available loan options.
How long does a mortgage loan take to close?
Typically 15 business days. However, closing time depends on the loan program, underwriting requirements and receipt of required documents. Tell us your target closing date, and we’ll discuss how we can accommodate.